  .cursor {
      width: 14px;
      height: 14px;
      background: var(--accent);
      border-radius: 50%;
      position: fixed;
      pointer-events: none;
      z-index: 9999;
      transition: transform 0.08s ease;
      box-shadow: 0 0 12px rgba(0, 212, 255, 0.8), 0 0 24px rgba(0, 212, 255, 0.5), 0 0 6px rgba(0, 212, 255, 1);
      mix-blend-mode: screen;
  }

  .cursor-trail {
      width: 40px;
      height: 40px;
      border: 2px solid rgba(0, 212, 255, 0.6);
      border-radius: 50%;
      position: fixed;
      pointer-events: none;
      z-index: 9998;
      transition: left 0.1s ease, top 0.1s ease;
      box-shadow: inset 0 0 12px rgba(0, 212, 255, 0.3), 0 0 18px rgba(0, 212, 255, 0.4);
  }

  @media (hover: none) {

      .cursor,
      .cursor-trail {
          display: none !important;
      }
  }

  .emi-hero {
      position: relative;
      overflow: hidden;
      min-height: 72vh;
      padding: 140px 48px 100px;
      display: flex;
      align-items: center;
      justify-content: center;
  }

  .emi-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background: radial-gradient(circle at 15% 20%, rgba(0, 212, 255, 0.16), transparent 22%),
          radial-gradient(circle at 85% 35%, rgba(255, 71, 135, 0.12), transparent 18%);
      pointer-events: none;
  }

  .emi-hero::after {
      content: '';
      position: absolute;
      right: -80px;
      top: 20%;
      width: 420px;
      height: 420px;
      background: radial-gradient(circle, rgba(71, 200, 255, 0.18), transparent 55%);
      filter: blur(26px);
      pointer-events: none;
  }

  .emi-hero-grid {
      position: relative;
      width: min(1180px, 100%);
      display: grid;
      grid-template-columns: 1.1fr 0.9fr;
      gap: 34px;
      z-index: 1;
  }

  .emi-copy {
      max-width: 620px;
  }

  .emi-copy .section-label {
      margin-bottom: 20px;
  }

  .emi-headline {
      font-size: clamp(3rem, 5vw, 5.2rem);
      line-height: 0.95;
      margin-bottom: 24px;
      letter-spacing: -0.04em;
  }

  .emi-subtitle {
      max-width: 540px;
      color: rgba(255, 255, 255, 0.7);
      font-size: 1.05rem;
      line-height: 1.85;
      margin-bottom: 32px;
  }

  .calculator-grid {
      display: grid;
      grid-template-columns: 1.3fr 0.9fr;
      gap: 28px;
      width: 100%;
  }

  .calculator-panel,
  .summary-panel {
      position: relative;
      border-radius: 28px;
      border: 1px solid rgba(255, 255, 255, 0.08);
      background: rgba(255, 255, 255, 0.04);
      box-shadow: 0 32px 90px rgba(0, 0, 0, 0.22);
      padding: 38px;
      overflow: hidden;
  }

  .calculator-panel::before,
  .summary-panel::before {
      content: '';
      position: absolute;
      width: 180px;
      height: 180px;
      border-radius: 50%;
      background: rgba(0, 212, 255, 0.12);
      top: -48px;
      right: -48px;
      filter: blur(24px);
      pointer-events: none;
  }

  .summary-panel::before {
      background: rgba(255, 71, 135, 0.12);
  }

  .panel-title {
      font-size: 1.15rem;
      margin-bottom: 18px;
      letter-spacing: 0.02em;
  }

  .panel-copy {
      color: rgba(255, 255, 255, 0.72);
      line-height: 1.8;
      margin-bottom: 28px;
  }

  .input-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 20px;
      margin-bottom: 28px;
  }

  .input-group {
      display: flex;
      flex-direction: column;
      gap: 10px;
  }

  .input-group label {
      color: rgba(255, 255, 255, 0.7);
      font-size: 0.95rem;
      font-weight: 600;
  }

  .emi-input {
      border-radius: 18px;
      border: 1px solid rgba(255, 255, 255, 0.1);
      background: rgba(255, 255, 255, 0.04);
      color: #f5f5f5;
      padding: 16px 18px;
      font-size: 1rem;
      outline: none;
      transition: border-color 0.25s ease, background 0.25s ease;
      appearance: none;
  }

  .emi-input:focus {
      border-color: rgba(0, 212, 255, 0.8);
      background: rgba(255, 255, 255, 0.08);
  }

  .range-label {
      display: flex;
      justify-content: space-between;
      gap: 12px;
      color: rgba(255, 255, 255, 0.7);
      font-size: 0.95rem;
  }

  .result-grid {
      display: grid;
      gap: 18px;
  }

  .result-card {
      border-radius: 22px;
      padding: 26px;
      background: rgba(255, 255, 255, 0.05);
      border: 1px solid rgba(255, 255, 255, 0.1);
      display: grid;
      gap: 10px;
  }

  .result-card strong {
      display: block;
      font-size: 2rem;
      line-height: 1;
      color: #ffffff;
  }

  .result-card span {
      color: rgba(255, 255, 255, 0.66);
      font-size: 0.95rem;
  }

  .breakdown-card {
      border-radius: 26px;
      padding: 28px;
      background: rgba(255, 255, 255, 0.06);
      border: 1px solid rgba(255, 255, 255, 0.1);
      margin-top: 20px;
  }

  .breakdown-head {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 12px;
      margin-bottom: 20px;
  }

  .breakdown-head span {
      color: rgba(255, 255, 255, 0.76);
      font-size: 0.95rem;
  }

  .breakdown-head strong {
      font-size: 1.15rem;
      color: #ffffff;
  }

  .breakdown-chart {
      display: grid;
      gap: 16px;
  }

  .breakdown-track {
      height: 22px;
      border-radius: 999px;
      background: rgba(255, 255, 255, 0.08);
      overflow: hidden;
      display: flex;
  }

  .breakdown-segment {
      height: 100%;
      transition: width 0.4s ease;
  }

  .breakdown-segment.principal {
      background: linear-gradient(90deg, var(--accent), var(--accent2));
  }

  .breakdown-segment.interest {
      background: linear-gradient(90deg, var(--accent3), rgba(255, 119, 189, 0.9));
  }

  .breakdown-legend {
      display: flex;
      align-items: center;
      justify-content: space-between;
      color: rgba(255, 255, 255, 0.72);
      font-size: 0.95rem;
      gap: 18px;
      flex-wrap: wrap;
  }

  .breakdown-pill {
      display: inline-flex;
      align-items: center;
      gap: 10px;
  }

  .breakdown-pill span {
      width: 14px;
      height: 14px;
      display: inline-block;
      border-radius: 999px;
  }

  .breakdown-pill.principal span {
      background: linear-gradient(90deg, var(--accent), var(--accent2));
  }

  .breakdown-pill.interest span {
      background: linear-gradient(90deg, var(--accent3), rgba(255, 119, 189, 0.9));
  }

  .breakdown-visual {
      border-radius: 28px;
      border: 1px solid rgba(255, 255, 255, 0.08);
      background: rgba(255, 255, 255, 0.04);
      box-shadow: 0 32px 90px rgba(0, 0, 0, 0.22);
      padding: 48px;
      overflow: hidden;
      position: relative;
  }

  .breakdown-visual::before {
      content: '';
      position: absolute;
      width: 180px;
      height: 180px;
      border-radius: 50%;
      background: rgba(255, 71, 135, 0.12);
      top: -48px;
      right: -48px;
      filter: blur(24px);
      pointer-events: none;
  }

  .breakdown-visual-grid {
      display: grid;
      grid-template-columns: 1fr 1.2fr;
      gap: 48px;
      position: relative;
      z-index: 1;
      align-items: center;
  }

  .breakdown-stats {
      display: grid;
      gap: 24px;
  }

  .breakdown-stat {
      border-radius: 20px;
      padding: 24px;
      background: rgba(255, 255, 255, 0.05);
      border: 1px solid rgba(255, 255, 255, 0.1);
      display: flex;
      align-items: flex-start;
      gap: 16px;
  }

  .breakdown-stat-icon {
      width: 48px;
      height: 48px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.4rem;
      flex-shrink: 0;
  }

  .breakdown-stat-icon.principal {
      background: rgba(0, 212, 255, 0.2);
  }

  .breakdown-stat-icon.interest {
      background: rgba(255, 71, 135, 0.2);
  }

  .breakdown-stat-content {
      flex: 1;
  }

  .breakdown-stat-label {
      color: rgba(255, 255, 255, 0.7);
      font-size: 0.95rem;
      margin-bottom: 6px;
  }

  .breakdown-stat-value {
      font-size: 1.6rem;
      font-weight: 700;
      color: #ffffff;
      line-height: 1;
  }

  .breakdown-stat-percent {
      font-size: 0.9rem;
      color: rgba(255, 255, 255, 0.66);
      margin-top: 8px;
  }

  .chart-container {
      display: flex;
      align-items: center;
      justify-content: center;
      position: relative;
  }

  .donut-chart {
      width: 240px;
      height: 240px;
      position: relative;
  }

  .donut-svg {
      filter: drop-shadow(0 0 20px rgba(0, 212, 255, 0.3));
  }

  .donut-legend {
      display: grid;
      gap: 14px;
      margin-top: 28px;
  }

  .donut-legend-item {
      display: flex;
      align-items: center;
      gap: 12px;
      color: rgba(255, 255, 255, 0.76);
      font-size: 0.95rem;
  }

  .donut-legend-dot {
      width: 18px;
      height: 18px;
      border-radius: 50%;
      flex-shrink: 0;
  }

  .donut-legend-dot.principal {
      background: linear-gradient(135deg, var(--accent), var(--accent2));
  }

  .donut-legend-dot.interest {
      background: linear-gradient(135deg, var(--accent3), rgba(255, 119, 189, 0.9));
  }

  @media (max-width: 1024px) {
      .breakdown-visual-grid {
          grid-template-columns: 1fr;
          gap: 32px;
      }

      .breakdown-stats {
          grid-template-columns: repeat(2, 1fr);
          gap: 16px;
      }

      .breakdown-stat {
          padding: 20px;
      }
  }

  @media (max-width: 640px) {
      .breakdown-stats {
          grid-template-columns: 1fr;
      }

      .donut-chart {
          width: 180px;
          height: 180px;
      }
  }

  .footer-cta {
      padding-top: 12px;
      color: rgba(255, 255, 255, 0.7);
      font-size: 0.95rem;
  }

  @media (max-width: 980px) {
      .emi-hero {
          padding: 100px 28px 80px;
      }

      .emi-hero-grid,
      .calculator-grid {
          grid-template-columns: 1fr;
      }

      .calculator-panel,
      .summary-panel {
          padding: 28px;
      }

      .emi-hero::after {
          display: none;
      }
  }

  @media (max-width: 640px) {
      .emi-hero {
          padding: 92px 20px 64px;
      }

      .emi-subtitle {
          font-size: 1rem;
      }

      .input-grid {
          grid-template-columns: 1fr;
          gap: 16px;
      }

      .calculator-panel {
          padding: 24px;
      }

      .panel-title {
          font-size: 1rem;
      }

      .emi-input {
          padding: 14px 16px;
      }

      .btn-submit {
          width: 100%;
      }
  }

  .nav {
    
      right: 131px !important;
  }