Make a part payment and unlock instant savings.
Pay a lump sum towards your loan today to instantly reduce outstanding balance, lower your EMI, or shorten your tenure.
Part payment calculator
Calculate your payoff
Enter your loan details and planned part payment amount to see instant impact.
Payment impact
Part payment analysis
New balance
₹7,00,000
Part payment
₹1,00,000
New EMI
₹12,000
New tenure
7.0 years
Benefit breakdown
Part payment applied
Principal reduction: ₹1,00,000
Balance reduced
From ₹8,00,000 to ₹7,00,000
Same EMI & tenure
Interest saved: ₹78,177
Impact analysis
Financial insights
Interest saved
₹78,177
Total interest reduction
Tenure shorten
8 months
Months reduced if tenure cut
EMI reduction
₹0
Monthly savings if EMI cut
Payment scenario
Before vs. after part payment
Compare the impact on your loan structure.
Current tenure
7 years
After part payment
7.0 years
Strategy
Part payment options
Choose how the payment reduces your loan.
📉 Balance only
Reduces outstanding balance, EMI stays same
⏱️ Tenure cut
Shortens end date, EMI stays same
💰 EMI reduction
Lowers monthly payment amount
Next
Action items
Process your part payment today.
1. Finalize part payment amount
2. Select reduction strategy
3. Initiate payment transfer
4. Confirm updated loan terms